Privacy Policy

1. Information We Collect

We collect personal information provided directly by you when inquiring about financing, including your 5-digit ZIP code, name, contact details, and financial parameters required for pre-qualification. This may include:

• ZIP code and state of residence
• Full name, email address, and phone number
• Employment and income information
• Banking details (when required by a partner lender)

2. How We Use Your Information

Information collected is strictly used to match you with participating lenders and financial institutions within our network. We comply with the Gramm-Leach-Bliley Act (GLBA) and the California Consumer Privacy Act (CCPA). Specifically, we use your data to:

• Facilitate pre-qualification and loan matching
• Verify your identity and eligibility
• Communicate with you regarding your inquiry
• Improve our services and platform security

3. CCPA / CPRA Rights (California Residents)

California residents have the right to request access to, deletion of, or opt-out of the sharing of personal information. Under the CCPA and CPRA, you may:

• Request a copy of the personal information we hold about you
• Request deletion of your personal information
• Opt-out of the sale or sharing of your personal information
• Correct inaccurate personal information

Credit Saint does NOT sell personal health data, pet care data, or financial information to unauthorized third-party brokers.

To exercise any of these rights, please contact us at support@creditsaintchoice.com with the subject line "CCPA Request."

4. GLBA Financial Privacy Compliance

As a financial marketplace, Credit Saint adheres to the Gramm-Leach-Bliley Act's privacy provisions. We provide this notice explaining our policies and practices for collecting and disclosing nonpublic personal information. We do not disclose your nonpublic personal information to non-affiliated third parties except as permitted or required by law.

5. Cookie Usage

We use cookies and similar technologies to enhance your browsing experience, analyze site traffic, and serve relevant content. You may control cookie preferences through your browser settings. Essential cookies are required for the platform to function properly.

6. Data Security

We utilize 256-bit SSL encryption and strict data access controls to protect all data transferred through our platform. Access to personal information is restricted to authorized personnel only, and we conduct regular security assessments.

7. Data Retention

We retain your personal information only as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, resolve disputes, and enforce our agreements. You may request deletion of your data at any time, subject to legal retention requirements.

8. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us at support@creditsaintchoice.com or call 1-877-637-2673.

Credit Saint Choice • 250 Pehle Ave, Suite 200, Saddle Brook, NJ 07663 • Mailing: PO Box 110, Oakland, NJ 07436